TRAVEL INSURANCE

WHAT IS TRAVEL INSURANCE?

Travel insurance is your best companion when you travel abroad or domestically as it protects you in the case of an emergency. Your Canadian insurance is not valid outside Canada. And, your provincial or territorial health plan may cover a very small portion of the costs if you get sick or are injured while abroad, if anything at all.

Hospitals and clinics in some countries have been known to refuse to treat patients who become ill or who have had an accident if they don’t have adequate travel health insurance or the money to pay their bills. You could face years of debt paying off the costs of treatment for an illness or accident you suffered abroad. The Government of Canada will not pay your medical bills.

Benefits Of Travel Insurance

Are you planning to buy a new home? You’ll want to make sure your home and family have enough financial protection. We offer mortgage protection insurance that protects your family, not the bank. If you change your refinance, bank, or sell your home, you can keep your coverage and not go through the trouble of requalifying.

Please feel free to connect with our agents

What is Mortgage Insurance?

Mortgage insurance works as a support system for you to pay back the lender if they can’t pay the mortgage loan due to their conditions.

Different types of Mortgage Insurance available in Canada

Mortgage
Insurance

Often a circumstance of a bank loan (usually if you do not have a least 20% down payment), this coverage shields the titleholder or mortgage lender if the borrower is inadequate to meet the contractual commitments of the mortgage (due to demise, defaulting on payments, etc.). This policy may pay straight to the lender or pay to the heirs, depending on the terms.

Mortgage Title Insurance

This coverage shields you if a sale is later invalidated because of a difficulty with the title, such as if the seller does not own the premises.

Mortgage Life Insurance

This type of life insurance is specifically designed to pay off a mortgage if you early pass away or receive a long-term disability.

How does Mortgage Insurance work in Canada?

Mortgage insurance works uniquely depending on the type and the individual terms of the policy. Usually, if it is discovered the borrower won’t meet the balance of the mortgage back, mortgage insurance will cover what hasn’t been paid off for the lender.

As the borrower, you’ll need to pay the coverage premiums on time.

Getting mortgage insurance through us insurance provides the following advantages:

  • If you change banks, sell your home or refinance, you can maintain your coverage and don’t need to requalify
  • Proceeds of the policy can be paid to your family.
  • Potentially more affordable mortgage insurance rates
  • You have control over the mortgage insurance policy.

Mortgage insurance is required in Canada only if you cannot satisfy the minimum down payment amount, presently at 20%. Contrarily, it is optional. Generally, a mortgage lender will require mortgage insurance if you pay less than 20% as your down payment.

What’s so unique about us
  • We’re independent – As an employee-owned, independent insurance company, we work for you, not for your bank.
  • We’re experienced. – Our mortgage insurance agents have decades of experience and professional training. They can search you for the best protection for a good price.
  • We put the customer first – We are proud ourselves on our well-earned reputation for customer service.
Travel Insurance for Canadians

HASSLE-FREE INSURANCE PROTECTION FOR LIFE

TAKE ALL YOUR BURDEN FOREVER

We take out the worry of your life with a customized life insurance.

CUSTOMIZED INSURANCE TERMS

We create insurance policies after listening to our customers thoroughly.

NO CHANGES AFTER RENEWAL

We provide you renewal at the same or better prices.

PROTECT YOUR LOVED ONES AND GIVE THEM A BETTER LIFE

We are your one-stop destination creating insurance policies that meet your needs without making a hole in your pocket.

TYPES OF INSURANCE

We listen, plan and create insurance policies for your unique requirements.

LIFE INSURANCE

Whether you need term insurance or whole life insurance, we have got you covered.

DISABILITY INSURANCE

Life is unpredictable and so is our health, take up disability insurance for staying ahead of financial crisis.

CRITICAL ILLNESS INSURANCE

Now stay secured against various life-threatening diseases of your life.

MORTGAGE INSURANCE

We protect mortgage lender or titleholder to help you stay financial secure on borrowers default payments.

HEALTH & DENTAL INSURANCE

Health issues can arise anytime, don't let financial crises stop you from taking emerging treatments.

GROUP INSURANCE

Planning to provide insurance coverage to your employees or family members? Group insurance is all that you need!

TRAVEL INSURANCE

Now travel care-free across the globe with our travel insurance plans at an affordable price.

SUPERVISA INSURANCE

If you’re a permanent resident of Canada, get an insurance coverage for your parents and grandparents. Know how.

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Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

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