TRAVEL INSURANCE

WHAT IS TRAVEL INSURANCE?

Travel insurance is your best companion when you travel abroad or domestically as it protects you in the case of an emergency. Your Canadian insurance is not valid outside Canada. And, your provincial or territorial health plan may cover a very small portion of the costs if you get sick or are injured while abroad, if anything at all.

Hospitals and clinics in some countries have been known to refuse to treat patients who become ill or who have had an accident if they don’t have adequate travel health insurance or the money to pay their bills. You could face years of debt paying off the costs of treatment for an illness or accident you suffered abroad. The Government of Canada will not pay your medical bills.

Benefits Of Travel Insurance

Whether you’re young or old, our team of advisors will help you plan for today to make your tomorrows better, providing customized solutions for your unique requirements.

At Beam Life, we pay attention to your little needs at different stages of the life cycle. Our experienced and qualified advisor will understand your goals and push you to meet them by managing all kind of risks and money.

Our life insurance planning process revolves around your goals and provided relevant information by our customers. We, then, analyze and create financial plans to achieve your monetary and lifestyle objectives. Your success is our motto.

What is life insurance?

Having life insurance in Canada provides whomever you prefer with a one-time, tax-free payment when you die, as long as you continue to pay your premiums.

There are several types of life insurance and various ways to make it work for you. It’s not only to preserve your family. It can also be an element of your financial plan, so you may be able to access funds in your policy while you’re alive.

What is the significance of life insurance?

If you have loved ones that depend on you financially, life insurance services can help take care of their future financial security. When you pass away, your heirs get a lump sum, tax-free payment to support them with replaced lost income, pay for your children’s education, maintain their living standards, pay off liabilities and cover your final expenses. 

Our life insurance policies provide coverage for death that may be due to COVID-19. But make sure that all the required health questions were answered accurately and all requested information was provided at the time of your application. We recommend you review your policy’s terms and conditions. If you have any questions about your Life Insurance policy, please call us at (add contact number) today.

Travel Insurance for Canadians

How much does life insurance cost?

It depends on the type of coverage you wish. Usually, term insurance is highly affordable than permanent insurance. But numerous factors determine the cost of your policy, including: 

Age

Usually, insurance is less expensive when you're younger.

Health

Family history, lifestyle, and chronic diseases can increase costs.

Gender

Women live longer than men on average, so the insurance may cost less.

How much insurance coverage do you need?

Typically, you want to make sure your bills are covered to not leave major payments behind for your loved ones.

Here are a few things to keep in mind:

What kind of life insurance is available?

There are two fundamental types of life insurance coverage: term and permanent. Each has different features designed to meet various needs.

Term insurance

Permanent insurance

How can term life insurance benefit Canadians?

There are advantages to choosing TD Term Life Insurance. Here are some you might want to know about:

Predictable premiums

Your premiums are set and guaranteed not to adjust for the length of the term.

Convertibility

Convert your ten years or twenty-year term life to permanent life before you turn 69.

Tax-free cash bonus

Your beneficiaries will receive a lump sum, tax-free advantage if you pass away.

HASSLE-FREE INSURANCE PROTECTION FOR LIFE

TAKE ALL YOUR BURDEN FOREVER

We take out the worry of your life with a customized life insurance.

CUSTOMIZED INSURANCE TERMS

We create insurance policies after listening to our customers thoroughly.

NO CHANGES AFTER RENEWAL

We provide you renewal at the same or better prices.

PROTECT YOUR LOVED ONES AND GIVE THEM A BETTER LIFE

We are your one-stop destination creating insurance policies that meet your needs without making a hole in your pocket.

BEAM A LIFE INSURANCE

We listen, plan and create insurance policies for your unique requirements.

LIFE INSURANCE

Whether you need term insurance or whole life insurance, we have got you covered.

DISABILITY INSURANCE

Life is unpredictable and so is our health, take up disability insurance for staying ahead of financial crisis.

CRITICAL ILLNESS INSURANCE

Now stay secured against various life-threatening diseases of your life.

MORTGAGE INSURANCE

We protect mortgage lender or titleholder to help you stay financial secure on borrowers default payments.

HEALTH & DENTAL INSURANCE

Health issues can arise anytime, don't let financial crises stop you from taking emerging treatments.

GROUP INSURANCE

Planning to provide insurance coverage to your employees or family members? Group insurance is all that you need!

TRAVEL INSURANCE

Now travel care-free across the globe with our travel insurance plans at an affordable price.

SUPERVISA INSURANCE

If you’re a permanent resident of Canada, get an insurance coverage for your parents and grandparents. Know how.

Start with your zip code to compare insurance

Ready to start saving money?

Learn in seconds which types of insurance
match your business.

What happens if...

Stories and information to help you plan, prepare and protect
what matters most.Stories and information to help

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Protecting businesses place great weight on lots of things. But what we don’t really seem.

Funded and backed by